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The Service Tree lists all services in "branched" groups, starting with the very general and moving to the very specific. Click on the name of any group name to see the sub-groups available within it. Click on a service code to see its details and the providers who offer that service.
Consumer Fraud Reporting
Programs that provide a hotline, website or other mechanisms that people can use to report instances where an individual has used or attempted to use a credit or debit card without the permission of the true account holder.
Programs that provide a hotline, website or other mechanisms that consumers can use to report the activities of people who claim to be able to cleanse individual credit reports of negative information, even when that information is accurate and current. Reports may be filed by credit repair fraud victims or by people who have information about individuals they know to be perpetrating these types of scams.
Programs that provide a hotline, website or other mechanisms that consumers and businesses can use to report the activities of individuals who are committing fraud over the Internet. The same scams that have been conducted by telephone and mail can be found on the Internet including unsolicited emails requesting donations for various bogus charitable causes; requests for confidential financial information which seemingly come from major commercial financial institutions, law enforcement agencies or other recognizable sources; "cybershopping" or auction sites which advertise merchandise or collectibles that are never sent or are not as described; phony investment deals and cases involving securities fraud. Reports may be filed by Internet fraud victims or by people who have information about individuals they know to be perpetrating these types of scams.
Programs that provide a hotline, website or other mechanisms the public can use to report instances of mortgage fraud involving industry insiders who falsely inflate the value of a property or issue loans based on fictitious properties to revolve equity; and/or borrowers who make misrepresentations regarding their income, employment history or other facts or omit relevant information in order to qualify for a loan.
Pyramid/Ponzi Scheme Fraud Reporting
Programs that provide a hotline, website or other mechanisms that people can use to report the activities of multi-level marketing businesses like pyramid and Ponzi schemes. Both involve a scam in which early investors (usually purchasers of goods or services) are paid using money coming in from new marks. In a Ponzi scheme, participants believe they are actually earning returns from their investment whereas in a pyramid scheme, participants are aware that they are earning money by finding new investors and actually become a willing part of the scheme. When the scammers can't raise enough money from new investors to pay earlier ones, pyramid schemes falls apart. Similarly a Ponzi scheme is able to maintain the illusion of a sustainable business only as long as there continue to be new investors willing to contribute new funds and most of the investors do not demand full repayment and are willing to believe in the non-existent assets that they are purported to own. Pyramid/Ponzi scheme fraud reports may be filed by victims of the fraud or by people who have information about individuals they know to be perpetrating these types of scams.
Programs that provide a hotline, website or other mechanisms that consumers can use to report the activities of individuals who are fraudulently selling goods and services via the telephone. Telemarketing fraud schemes often begin with a letter or postcard describing an appealing offer with a 900 or 800 number to call and a convincing sales pitch by the promoter. Characteristics of telemarketing fraud include offers that sound too good to be true, high pressure sales tactics, insistence on an immediate decision, requests for credit card numbers for verification purposes, claims that there are "no risks", details which are not available in writing, people who have won a prize but must pay something before receiving it, and individuals who are asked to trust the telemarketer or are told they are one of only a few people eligible for the offer. Reports may be filed by telemarketing fraud victims or by people who have information about individuals they know to be perpetrating these types of scams.